Banking & Lending

Kim Lynch | Senior Mortgage Consultant

Lynch Kim Photo.jpg

About: Kim has worked in the financial services industry for 22 years, beginning with a position as a personal banker with Bank of America in 1996. Kim was quickly promoted to Vice President/ Banking Center Manager where she managed several successful banking centers, then to VP/Consumer Market Manager where she managed sales, service, and operations for 31 banking centers in Arizona.

In 2007, Kim accepted a position as a VP/Premier Client Manager with Bank of America Premier Banking and Investments, where she could return to her passion of working directly with clients. In 2008, Kim ranked #1 in the nation for client managers in their role under 18 months. In April of 2009, Kim was displaced by the BofA/Merrill Lynch merger based on seniority. She was immediately recruited to a position as a Senior Mortgage Loan Officer with Bank of America Home Loans. She earned distinction as Pacific SW Division Rookie of the Year in 2010 and made President's Club in 2010 as well.

In 2012, Kim was recruited as a Senior Mortage Consultant with On Q Financial, Inc., a mortgage bank consistently ranked in the top 50 mortgage lenders in the U.S. The company is headquartered in Tempe, Arizona, and offers the full range of mortgage products. As an experienced professional, Kim is committed to finding the home loan solution that is best for each client, as well as delivering customer service excellence to clients and business partners.

Specialties: Kim enjoys working with all types of borrowers, but specializes in working with upper middle class borrowers who may have multiple streams of income (salary, pension, rental income, self-employment income), as well as borrowers who own multiple properties. She enjoys working with pre-retirees, investors, self-employed borrowers, veterans, as well as first time home buyers. Communication is her strength, and she prides herself on keeping all parties to the transaction informed throughout the loan process.

Quote: "Yesterday is history. Tomorrow is a mystery. Today is a gift. That's why it's called the present."

Connect: Contact Kim at, at her office (480) 305-6243, on her mobile (480) 318-2547, or visit her website below!

member since march 2018

Desirae Outcalt, AAP | Senior Vice President, Relationship Banker


About: Desirae manages commercial banking relationships. She is always looking for opportunities to grow her portfolio as well as her skills in banking. She has experience in Deposit Operations and is proficient in finding the correct product to place the clients in. Desirae is the primary contact for high profile commercial relationships and affluent clientele. She is responsible for treasury sales and client education. She enjoys helping her clients become successful by allowing them to build their business and not have to worry about their banking.

In her spare time she helps many non-profits such as Junior Achievement, TGen, American Cancer Society and American Heart Association to name a few.

Specialties: Desirae specializes in assisting businesses make the most out of their banking. She gets to know how businesses operate and then guides them on how to best utilize their bank and save money and time.

Quote: "Whether you think you can, or think you can't... you're right." - Henry Ford

Connect: Contact Desirae at or at (602) 765-8509, or visit her website below!